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  <url><loc>https://dlvteam.lovable.app/contact</loc><changefreq>monthly</changefreq><priority>0.9</priority></url>
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  <!-- Versicherung -->
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  <url><loc>https://dlvteam.lovable.app/produkte/versicherung/einkommensschutz</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
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  <url><loc>https://dlvteam.lovable.app/produkte/versicherung/mobilitaet-tiere/tierhalterhaftpflicht</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>

  <!-- Altersvorsorge -->
  <url><loc>https://dlvteam.lovable.app/produkte/altersvorsorge</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dlvteam.lovable.app/produkte/altersvorsorge/riester</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
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  <!-- Finanzierung -->
  <url><loc>https://dlvteam.lovable.app/produkte/finanzierung</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dlvteam.lovable.app/produkte/finanzierung/baufinanzierung</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
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  <url><loc>https://dlvteam.lovable.app/produkte/finanzierung/oeko-kredit</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Vermögen -->
  <url><loc>https://dlvteam.lovable.app/produkte/vermoegen</loc><changefreq>monthly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dlvteam.lovable.app/produkte/vermoegen/etf</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://dlvteam.lovable.app/produkte/vermoegen/fonds</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Kundengruppen -->
  <url><loc>https://dlvteam.lovable.app/privatkunden</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
  <url><loc>https://dlvteam.lovable.app/firmenkunden</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>
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  <url><loc>https://dlvteam.lovable.app/mediziner</loc><changefreq>monthly</changefreq><priority>0.7</priority></url>

  <!-- Blog -->
  <url><loc>https://dlvteam.lovable.app/blog/haftpflicht-fehler-2026</loc><changefreq>weekly</changefreq><priority>0.8</priority></url>
  <url><loc>https://dlvteam.lovable.app/blog/hausfinanzierung-maerz-2026</loc><changefreq>weekly</changefreq><priority>0.8</priority></url>
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  <url><loc>https://dlvteam.lovable.app/blog/pflegeversicherung-2026</loc><changefreq>monthly</changefreq><priority>0.6</priority></url>

  <!-- Rechtliches -->
  <url><loc>https://dlvteam.lovable.app/impressum</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
  <url><loc>https://dlvteam.lovable.app/datenschutz</loc><changefreq>yearly</changefreq><priority>0.3</priority></url>
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